Talking to Your Heirs About Your Estate Plan

They should not be left ill-informed or unaware. Talking about “the end” is not the easiest thing to do, and this is one reason why some people never adequately plan for the transfer of their wealth. Those who do create estate plans with help from...

Set Specific Goals to Manage Your Wealth Better

When you make specific goals, you’ll find saving for them comes more naturally and you’ll be more likely to achieve them. While saving money and being financially self-sufficient are goals that many people have, not everyone achieves them. This is...

Best Retirement Plans for Small Businesses

The responsibilities of owning and operating a small business can be overwhelming at times. Every decision - from choosing printer paper to putting together a budget, creating a business plan, and looking for funding - is yours and yours alone. With so...

Set Specific Goals To Manage Your Wealth Better

When you make specific goals, you’ll find saving for them comes more naturally and you’ll be more likely to achieve them. While saving money and being financially self-sufficient are goals that many people have, not everyone achieves them. This is...

Medicare Open Enrollment Ends Dec 7

Most beneficiaries have from Oct. 15 to Dec. 7 to decide on drug coverage and whether to switch from traditional Medicare to a Medicare Advantage plan. Older or disabled Americans with Medicare coverage have probably noticed an uptick in mail solicitations...

Online Wills – A Risky Choice

By: Samantha Parris, Attorney Would you risk your family’s future on a product with an 80% failure rate?  Of course not.  Legal Zoom, a leading provider of online wills, has stated on its website that 80% of people who use fill in the blank forms to create...

Now is the Time to Make a Will

By: Samantha Parris, Attorney Do you want to decide who receives your property at your death and who takes care of your children, or do you want to let the state decide?  If you do not have will or trust, you are letting the state of Tennessee choose.  If...

What is Supplemental Life Insurance and is it Worth the Cost?

Is supplemental life insurance worth the cost? Maybe, but private insurance might be better. Imagine you just landed a great new job. You’re really pumped for the first day of work. You put on your brand new suit, pick up your swanky briefcase, and head to...

How to financially prepare for medical costs during retirement

When envisioning your golden years, you likely have a long list of goals you’d like to achieve, from crossing destinations off your travel list to re-discovering your love of woodworking or photography. When you’ve saved for retirement with such ambitions...

Your 2017 Guide to Trusts

Providing for your family's financial needs is a key goal that most people have, but many of those who consider estate planning don't know that trusts can help them achieve their goals. Trusts are extremely flexible solutions to a host of potential...

Entrepreneurs, you’ve got to play it safe as you plan ahead

I always say that being an entrepreneur is not enough. Yes, entrepreneurs are typically a fun, hearty, confident, enthusiastic bunch. That’s great, but not enough to sustain you in business. You have to be a businessperson, too. By that I mean, not only do...

Seven Necessary Pieces Of Advice For Early-Stage Business Owners

Beginnings are hard, especially when it comes to business. Mistakes or missteps early in your career can delay, or even halt, your development in some areas. A lack of confidence — or too much — at a key moment can send your career onto a side track and...

Health-Care Costs Could Eat Up Your Retirement Savings

A new estimate may convince you to work forever—if you can. In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree health-care costs can take an unconscionably big bite out...