Provision Care Foundation

Friends, None of us have escaped a relative, friend, neighbor, or even a personal bout with cancer.  It is no respecter of persons...rich and poor alike are struck.  It is for those who have limited or no means of dealing with not only the treatment but...

When to Take Your RMD (Required Minimum Distribution)

A common question we get every year is, “When should I take my RMD?”  Those of you who will be 70 ½ this year will need to take your first “RMD”.  You may have been taking distributions before now, but the requirement now is a percentage (based on your...

At Granddaddy’s on Sick Days

During the recent days when school was out due to the widespread illness, my grandsons stayed with us on a Thursday and Friday As you may recall, it was very cold outside, but they insisted on being outside on both days. They rode their bicycles and had a...

Tell Your Beneficiaries About Your Accounts and Policies

Let them know how they will receive retirement assets and insurance benefits. Will your heirs receive a fair share of your wealth? Will your invested assets go where you want them to when you die? If you have a proper will or estate plan in place, you will...

Is a SEP IRA Plan Right For You?

Do you work for yourself? Is your business too small for a 401(k) plan? If so, you should really consider establishing a SEP IRA plan – for yourself and for your employees. SEP stands for Simplified Employee Pension, and simplicity is a key feature of...

Why You Should Have an Online Social Security Account

In monitoring your Social Security profile, you may help to thwart fraud. Could your personal information soon be stolen? The possibility cannot be dismissed. Sensitive financial and medical data pertaining to your life may not be as safe as you think, and...

Keeping This Correction in Perspective

After 20 months of relative calm, this volatility needs to be taken in stride. Are you upset by what is happening on Wall Street? It may help to see this pullback within a big-picture context. Corrections have become so rare as of late that when one...

Getting Your Financial Paperwork in Good Order

Help make things easier for your loved ones when you leave this world. Who wants to leave this world with their financial affairs in good order? We all do, right? None of us wants to leave a collection of financial mysteries for our spouse or our children...

Money Habits That May Help You Become Wealthier

Financially speaking, what do some households do right? Why do some households tread water financially while others make progress? Does it come down to habits?   Sometimes the difference starts there. A household that prioritizes paying itself first may...

How to Make Financial Decisions While Caring for a Loved One

According to the Family Caregiver Alliance, “An estimated 66% of caregivers are female.” Additionally, “The average caregiver is a 49-year-old woman who works outside the home and provides 20 hours per week of unpaid care to her mother.” A Princeton...

What Your Startup Needs to Know About Insurance

If you’ve launched a startup, then congratulations! You’ve joined a dynamic part of the economic sector. Nearly 90 percent of all companies in the United States have fewer than 20 employees. But small business owners may be unclear about whether their...

Your 2018 Guide to Long-Term Care Insurance

In-home care services and nursing homes are costly and aren’t covered by Medicare. Did you know that Medicare typically doesn't cover nursing home stays or in-home health services? And did you know that nursing home stays can cost more than $100,000 per...

Why Life Insurance Has to Be Part of Your Wealth-Building Plan

Opinions expressed by Entrepreneur contributors are their own. The following excerpt is from Mark J. Kohler and Randall A. Luebke’s book The Business Owner’s Guide to Financial Freedom. Buy it now from Amazon | Barnes & Noble | iTunes | IndieBound Every...

For Millennials, life insurance can be a bargain not to miss

Getting married, buying a house and having kids are all good reasons to purchase life insurance. But if other financial priorities keep getting in the way, there’s an economic consideration if you’re a Millennial (no matter how much you hate being called...

Estate planning for your digital assets

What will happen to your Facebook account when you die? What about all your photos shared on social media, your texts with loved ones, or documents on cloud-storage systems? In just the two-year period from 2012 to 2014, humans produced more data than in...

3 Reasons to Retire as Early as You Can

Time is one of the most valuable assets at your disposal. Unfortunately, many people spend 40 hours a week for 40 or 50 years trading their time for this thing we call money. The great news is that there's a corollary to that fact: If people are willing to...

Financial Planning for the Lifespan of a Business

Do you own a business, the lifeblood of employment in our economy? Wonderful! Is the expected future value of your business a primary part of your personal retirement plan, or are you postponing other retirement savings or even planning for retirement...

Correcting The Misconception About Long-Term Care Planning

Why The WSJ Is Wrong About Long-Term Care Planning A recent Wall Street Journal article, “Millions Bought Insurance to Cover Retirement Health Costs. Now They Face an Awful Choice,” has been circulating on the internet but for all the wrong reasons....

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