Robo Advisers vs Human Financial Professionals

Robo Advisers vs Human Financial Professionals

If an investor chooses a non-human financial advisor, what price could they end up paying? Investors have a choice today that they did not have a decade ago. They can seek investing and retirement guidance from a human financial professional or put their invested...

Managing Money as A Couple

Managing Money as A Couple

When you marry or simply share a household with someone, your financial life changes—and your approach to managing your money may change as well. The good news is that it is usually not so difficult.   At some point, you will have to ask yourselves some money...

7 Risk-Management Tips for New Investors

7 Risk-Management Tips for New Investors

There are different types of investment risk. Some of the greatest market price swings in recent memory happened in 2020. The volatility may scare off new investors, especially if they lost money during the spring sell-off. Thomas Martin, senior portfolio manager at...

Three Ways Dollar-Cost Averaging Helps Investors

Three Ways Dollar-Cost Averaging Helps Investors

INVESTORS WHO WANT MORE discipline in reaching their savings goals can benefit from dollar-cost averaging. Dollar-cost averaging can lead to more consistent savings over time as money earmarked for savings is taken out before it's spent on other items. There are...

Should You Roll Over an IRA to an HSA?

Should You Roll Over an IRA to an HSA?

You can tap money from your IRA tax-free by rolling it over to a health savings account. Find out who can benefit the most from this strategy. A HEALTH SAVINGS account is one of the most powerful tax-advantaged savings tools, but many people overlook its benefits....

Annual Financial To-Do List

Annual Financial To-Do List

What financial, business, or life priorities do you need to address for the coming year? Now is an excellent time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to managing...

Year-End Estate Strategies

Year-End Estate Strategies

With one year ending and a new one on the cusp of starting, many people will consider their resolutions—not their estate strategy. But the end of the year is a great time to sit down and review your preparations, especially when you're spending more time with your...

How Medigap Choices Have Changed

How Medigap Choices Have Changed

As many may recall, seniors who previously enrolled in Medicare are facing some changes. Medigap Plan F might not be sold after 2020 and Medigap Plan G will be undergoing some changes.1 These changes only impact new Medicare enrollees, however. If you enrolled in...

Facts About Medicare Open Enrollment

Facts About Medicare Open Enrollment

Medicare’s open enrollment period runs from October 15 to December 7. If you are enrolling in Medicare for the first time, give yourself plenty of time. You may discover that it is much more complex than an employer-sponsored group health plan.1 When you enroll in...

The Social Security Administration Announces 2021 COLA

The Social Security Administration Announces 2021 COLA

On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable to more than 64 million Social...

How and When To Sign Up For Medicare

How and When To Sign Up For Medicare

As many may recall, seniors who previously enrolled in Medicare are facing some changes. Medigap Plan F might not be sold after 2020 and Medigap Plan G will be undergoing some changes.1 These changes only impact new Medicare enrollees, however. If you enrolled in...

Year End Financial Checklist

Year End Financial Checklist

The end of the year can help remind us of last-minute things we need to address and the goals we want to accomplish. To that end, here are some aspects of your financial life to think about as this year leads into the next. Keep in mind, this article is for...

2021 Limits for IRAs, 401(k)s and More

2021 Limits for IRAs, 401(k)s and More

On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note. 401(k)s. The salary deferral amount for 401(k)s remains the same...

A Corporate Trustee Could Be a Smart Choice

A Corporate Trustee Could Be a Smart Choice

Trust administration is more difficult than many families presume. In an ideal world, managing a family trust would be simple. There would be no stress, no big learning curve, and no great time commitment involved. Unfortunately, the world is not ideal, and heirs who...

To fight pandemic burnout, this company is trying four-day workweeks

To fight pandemic burnout, this company is trying four-day workweeks

The workweek is about to get one day shorter for employees at Elephant Ventures. The software and data engineering company is testing out a compressed four-day workweek starting this week. Employees will have 10-hour days, Monday through Thursday. "Fridays we are off...

HEALTHY HABITS NEWS: Big toe strength test.

HEALTHY HABITS NEWS: Big toe strength test.

One in four Americans over the age of 65 falls each year.  A new test measuring the big toe’s strength could benefit seniors reports the American Association for Long-Term Care Insurance. “Falls are a serious problem especially for aging adults,” says Jesse Slome...

Why Millionaires Need Long-Term Care Insurance

Why Millionaires Need Long-Term Care Insurance

A record number of U.S. households can claim millionaire status and despite what one may think, they need some long-term care planning says the director of the American Association for Long-Term Care Insurance (AALTCI). “There were over 8.3 million millionaire...

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