The Legacy Journey

FROM LEFT: Rick Disharoon, Mike Brown, Conrad Slate, Richard Barbee, Quentin Ledford, Will Parrish “All good men and women must take responsibility to create legacies that will take the next generation to a level we could only imagine.” - Jim...

A Homebuyer’s Guide to Life Insurance

Congrats on your new home! Now it’s time to think about life insurance. How would your significant other handle the mortgage if you were gone? We have the answers in our guide to life insurance for new homeowners. As we get older, we start to think about...

Ways to Fund Special Needs Trusts

A look at the different options & strategies. If you have a child with special needs, a trust may be a financial priority. There are many crucial goods and services that Medicaid and Supplemental Security Income will not pay for, and a special needs trust...

Why Life Insurance Will Always Matter in Estate Planning

With or without the estate tax, it addresses several key priorities. Every few years, predictions emerge that the estate tax will sunset. Even if it does, that will not remove the need for life insurance in estate planning. Why? The reasons are numerous....

New Rule, Nicer Returns?

Could the new fiduciary rule effectively enhance portfolio performance for retirement savers? A change is coming. The Department of Labor is introducing a new rule regarding retirement accounts – a rule that is profoundly impacting the financial services...

4 Errors to Avoid With Your Life Insurance

This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Purchasing life insurance can yield a number of benefits, but most policies...

The Many Benefits of a Roth IRA

Why do so many people choose it rather than a traditional IRA? The Roth IRA changed the whole retirement savings perspective. Since its introduction, it has become a fixture in many retirement planning strategies. Here is a closer look at the trade-off you...

How the Tax Reforms Will Take Effect

Some of the impact of the Tax Cuts & Jobs Act will be felt later than January 1. President Donald Trump signed the Tax Cuts & Jobs Act into law on December 22, and on January 1, some key details of the Internal Revenue Code will abruptly change.1 There...

Money Habits That May Help You Become Wealthier

Financially speaking, what do some households do right? Why do some households tread water financially while others make progress? Does it come down to habits? Sometimes the difference starts there. A household that prioritizes paying itself first may end...

Life Insurance Products with Long Term Care Riders

Are they worthwhile alternatives to traditional LTC policies? The price of long-term care insurance has really gone up. If you are a baby boomer and you have kept your eye on it for a few years, chances are you have noticed this. Last year, the American...

The Best Age to Buy Long-Term Care Insurance

You might not want to think about how you'd pay for an assisted living facility or nursing home stay when you're only in your 50s. After all, the days when you might need long-term care still seem far away. But your 50s are actually the ideal time to start...

Want to bet on bitcoin? Be prepared to lose all

Bitcoin just made the Winklevoss twins paper billionaires. Might it do the same for you? Last Thursday, the explosively appreciating cryptocurrency briefly rose past $19,000 -- from below $1,000 at the start of the year. On Friday, bitcoin traded around...

3 Reasons to File for Social Security On Time

A key decision that most American retirees need to make is when to start collecting Social Security benefits. You can begin receiving this income as early as age 62 and as late as age 70, and most people commonly take their benefits earlier rather than...

The Pivotal Mistakes That Cripple Family Wealth

We all want to be wise with our money, but doing so is a lot harder than most people realize. Studies show that most people save too little, withdraw too much, and make matters worse by buying and selling investments at inopportune times. The past nine...

Why Do You Need A Financial Planner

We take a team approach to managing your wealth. Why Do I Need a Financial Advisor? Not everyone does! OK, now that is said so let’s consider the question.  If you do your own taxes, download your legal documents, bank online and have no local...

I Can’t Focus

Just a few days ago Brenda told me about picking up Miles, my youngest grandson, age 4, at preschool.  They have to pull up to the “loading zone” and get the child in the car and buckle the seatbelt before leaving.  Miles was looking at something he had...

Talking to Your Heirs About Your Estate Plan

They should not be left ill-informed or unaware. Talking about “the end” is not the easiest thing to do, and this is one reason why some people never adequately plan for the transfer of their wealth. Those who do create estate plans with help from...

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