Fed hikes rate, lowers 2019 projection to increases

The Fed take the target range for its benchmark funds rate to 2.25 percent to 2.5 percent.Central bank officials now forecast two hikes next year, down from three rate raises previously projected.However, the Fed continues to include in its statement that...

3 Ways to Calculate How Much to Save for Retirement

So, you need to save for retirement. The question is: How much do you need to save? Unfortunately, that's hard to answer. In fact, according to a survey this year by Bankrate.com, more than six in 10 Americans don't know how much money should be in their...

How to Use Mentoring in Succession Planning

When it comes to grooming future leaders, organizations already have a tremendous resource in the form of their existing leaders. By encouraging these leaders to become mentors, they can not only pass along their experience and institutional knowledge but also help to...

15 Cooking Tips That’ll Change Every Home Cook’s Life

Whether you're a hesitant beginner or a consummate professional, everyone who sets foot in a kitchen needs a refresher on the basics sometimes. Here, in no particular order, Delish editors walk you through the cooking tips that changed their lives—and the...

More than half of women are primary breadwinners

More than half of American women are the primary breadwinners in their households, and they carry more of the non-financial responsibilities as well, a new survey shows.  But 52 percent of women also said they are also very worried about their financial...

Why Some Retirees Go Back to School at 65

IN THE 10 YEARS THAT Jacob Cohen, 70, has been retired from teaching, he has taken more than 100 courses at the University of North Carolina—Asheville, averaging three or four a semester. One of his favorite classes was about the history of life on earth,...

What To Do After You’ve Purchased A Life Insurance Policy

Many factors go into purchasing a life insurance policy that suits your needs. And, like any part of your overall financial plan, your insurance program doesn’t end once you’ve decided on a policy and purchased it. Certain decisions and actions should be...

Your Guide to Working While on Social Security

Millions of people who receive Social Security benefits are retired workers who depend on the program for a substantial portion of their total income. But many other Social Security takers are actually not yet retired, choosing to work while they receive...

The Details More People Should Know About Medicare

Before you enroll, take note of what the insurance does not cover and the changes ahead,Misconceptions about Medicare coverage abound. Our national health insurance program provides seniors with some great benefits. Even so, traditional Medicare does not...

The A, B, C, and D of Medicare

Breaking down the basics & what each part covers.Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover and where they come from.      Parts A & B: Original Medicare. America...

Set Goals as You Save and Invest

Turn your intent into a commitmentGoals give you focus. To find and establish your investing and saving goals, first ask yourself what you want to accomplish. Do you want to build an emergency fund? Build college savings for your child? Have a large...

What Should You Keep?

Even with less itemizing, there are still tax documents you want to retain for years to come.Fewer taxpayers are itemizing in the wake of federal tax reforms. You may be one of them, and you may be wondering how many receipts, forms, and records you need...

Why You Want a Retirement Plan in Writing

Setting a strategy down may help you define just what you need to do.Many people save and invest vaguely for the future. They know they need to accumulate money for retirement, but when it comes to how much they will need or how they will do it, they are...

Good Reasons to Retire Later

Working longer might work out well for you.Are you in your fifties and unsure if you have enough retirement savings? Then you have two basic financial choices. You could start saving and investing more of your pay than you currently do, or you could work...

The Retirement Mindgame

Your outlook may influence your financial outcome.What kind of retirement do you think you’ll have? Qualitatively speaking, what if the success or failure of your retirement begins with your perception of retirement?   A whole field of study has emerged on...

For Retirement, Income Matters as Much as Savings

A recent poll of pre-retirees suggests that truth risks being ignored.Steady income or a lump sum? Last year, financial services firm TIAA asked working Americans: if you could choose between a lump sum of $500,000 or a monthly income of $2,700 at...

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