April 18, 2017 Deadline for 2016 IRA Contributions

2016 may be over, but you can still make your 2016 IRA contribution! Your deadline is April 18, 2017.1 You can put up to $5,500 into your IRA for the year 2016. If you were 50 or older in 2016, the limit is $6,500. Those limits are for total IRA contributions – so if...
Discover The 403b

Discover The 403b

This retirement plan allows teachers & employees of non-profits to invest for their futures. Does your spouse contribute to a 401(k)? You are probably eligible for a retirement plan that can help you save and invest for retirement in the same way – a 403(b). First...
Good Retirement Savings Habits Before Age 40

Good Retirement Savings Habits Before Age 40

Some early financial behaviors that may promote a comfortable future. You know you should start saving for retirement before you turn 40. What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement...
I’ve Been Laid Off: What’s My Plan?

I’ve Been Laid Off: What’s My Plan?

Getting notice that you’re being laid off for any reason is never a comfortable thing. Some can take comfort if they “saw it coming” or were in the process of making a change anyway. No matter the circumstance, there are a few things a person can do to ease the...
7 Retirement Planning Steps Late Starters Must Make

7 Retirement Planning Steps Late Starters Must Make

Most Americans aren’t saving enough for retirement — and worse, many are off to a late start. Since 2011, the annual percentage of U.S. workers with less than $1,000 in savings and investments for retirement has ranged from 26% to 36%. These low savings levels...
Fall Financial Reminders

Fall Financial Reminders

Here are some important things to note as the year comes to a close. As every calendar year ends, the window slowly closes on some notable financial deadlines and opportunities. Here are several to keep in mind before 2016 arrives. Don’t forget that IRA RMD. If you...