Should everyone invest in a Roth?

Should everyone invest in a Roth?

A Roth IRA can be a great idea — but not in all situations Q: With all the debt our country is piling up, taxes have to rise. Doesn’t that make Roth contributions and conversions and avoiding pretax contributions no brainers? — Ted in Charleston A.: Ted, Getting money...
Coping with an Inheritance

Coping with an Inheritance

A windfall from a loved one can be both rewarding and complicated.Inheriting wealth can be a burden and a blessing. Even if you have an inclination that a family member may remember you in their last will and testament, there are many facets to the process of...
Good News for Retirement Investors

Good News for Retirement Investors

WHEN YOU THINK OF investing, you might believe you have no control over the outcome.Perhaps you think of a casino, where the “house” always wins in the end, while hapless gamblers continue stuffing hard-earned dollars into the slots, fervently hoping for a...
Set Goals as You Save and Invest

Set Goals as You Save and Invest

Turn your intent into a commitmentGoals give you focus. To find and establish your investing and saving goals, first ask yourself what you want to accomplish. Do you want to build an emergency fund? Build college savings for your child? Have a large retirement fund by...
How To Determine Your Net Worth

How To Determine Your Net Worth

The list of financial health indicators is extensive. Credit scores and savings milestones and investment portfolios all work together to complete a portrait of your financial aptitude. But there’s another factor you should consider, too: net worth. Your net worth...